These types of insurance offer protection both to the borrower and the funding body. They also guarantee the assumption of all or part of the repayment deadlines or the outstanding capital of a credit in the event of the occurrence of certain events.
The purpose of health insurance is to cover all or part of your health expenses that are not covered by the compulsory scheme. It only applies to health care costs (consultation with a doctor, hospitalization expenses, optical and dental costs, etc.).